Healthy Money Mindset & Habits

Steadiness with money, one small habit at a time

If you do soulpreneur work in the world (coaching, healing, teaching, creating), and looking at your finances sometimes brings up fog, tightness, or that urge to close the tab and come back “later”… this course was made for you.

I believe deeply that money sustains ministry.

If your pricing depletes you, you will eventually burn out. If your cash flow is chaotic, it’s too easy to make fear-based decisions.

This course is about learning to look at your numbers, regularly, with emotional steadiness. Along the way, it sets aside a few common money rules:

• ✓Instead of “charge what you’re worth,” you look for the price you can say cleanly, with no emotional charge.
• ✓You use round prices with no tricky 7 at the end, even though tricky prices may sell a little more.
• ✓The usual advice to automate your investing was written for a steady paycheck. With uneven income, you keep a monthly investing ritual and let the amount flex.
• ✓Before you look at your numbers, you take 30 seconds to ground yourself, because inner work is money work.

Your financial situation is never final. It’s always mid-story.

What you’ll be able to do, step by step

Each module has short videos and a lesson document you can read or hand to your AI. Each core module also comes with a spreadsheet template.

1. Module 1 · Money Mindsets + Weekly Ritual

   Look at your money each week, from a grounded place

   See your numbers as your current curriculum, and learn the Energy Reboot, the 30-second grounding practice I’ve used many times a day for years.

   Then work out your Minimum Viable Month and Supportive Income, and set up a 15-minute weekly money ritual (paired with something you enjoy, like a nice cup of tea).

2. Module 2 · Savings & Spending

   Give every dollar a place, and spend with a clear head

   Sort your money into the Four Buckets, and use the Savings Sequence to decide where any extra goes. Once a month, a half-hour Monthly Transfer moves money into each bucket.

   Before a purchase, ask yourself HALT: am I Hungry, Angry, Lonely or Tired? If you pass, six questions help with anything bigger, and you can write a few spending rules of your own.

3. Module 3 · Money Receiving Mindset + Pricing

   Set prices you can say cleanly, and make paying you easy

   Place your offers on a three-tier ladder (Supported, Standard and Spacious), raise rates in small steps, and test prices with gentle launches. The pricing template shows your effective hourly rate at each tier, with a filled-in example to follow.

   When an offer doesn’t sell, learn to tell a wrong price from a wrong “doorway” (the topic). Then set up payment so it happens automatically, including for clients who pay over a few months.

4. Module 4 · Basics of Investing

   Understand investing well enough to begin, at your own pace

   See why your savings rate counts for more than your income, how compounding works, and whether investing fits your values. Then sort your money into three lanes: Safety, Core Long-Term and Explore.

   I walk you through how investing accounts and broad index funds work, step by step, and how to keep a monthly investing ritual. As I put it in the course, the ritual is the constant, and the amount is the variable.

5. Module 5 · The 3 Rhythms, 3 Lanes, and Beyond

   Stay steady through market drops, scams and the yearly check-in

   Practice staying put when the market drops, and use a pause-and-verify habit (including a family safe word) to protect yourself from money scams.

   Do a yearly rebalancing with its spreadsheet, take care of basics like naming beneficiaries, and bring the weekly, monthly and yearly rhythms together into one system.

   Outside the US? One lesson helps you find the equivalents in your country.

6. Extra · Retirement account questions

   Make sense of US retirement accounts

   Two short answers for US students: how Roth, Traditional and SEP IRAs differ, and how to move an IRA to another institution without a penalty.

Two maps you’ll keep using

These two structures hold the course together, and you build them step by step.

The Three Rhythms

1. 1Weekly Money Ritual, for awareness
2. 2Monthly Transfer, for action
3. 3Annual Rebalancing, for orientation

Each rhythm is short, and together they make one living system: notice weekly, act monthly, and look at the big picture once a year.

The Four Buckets

1. 1Home Expenses
2. 2Business Expenses
3. 3Taxes
4. 4Runway

Every dollar that comes in has a place to go. The Savings Sequence tells you what to do with whatever is left over.

What students loved most

When students write about this course, these are the moments they mention most:

• ✓The Energy Reboot, a spiritual practice put to practical use before any money task.
• ✓The weekly money ritual: a few calm minutes to tally up, pause in gratitude, and take one small action.
• ✓Seeing their numbers as their current curriculum, which helped them feel at peace with where they are.
• ✓Thinking of what they charge as a commitment on both sides, theirs and their clients’.
• ✓True livelihood: money as the fuel for doing the work they love, steadily.

These reflections come from students of earlier versions of the course.

“George has made tracking via the (originally) dreaded spreadsheets attractive, comprehensive and do-able. I feel confident that implementing this course will improve my business.”

Kerry LeeCreativity Teacher

“George Kao’s Money Course is well structured, easy to follow, and down to earth. George teaches it directly from his kind heart to your heart.”

Judy SolomonNatural Sleep Coach

“I loved the clear explanations, and the encouragement to focus on one thing at a time, and how everything is recorded so I can revisit as I want to implement a different section. Highly recommend this course!

Detailed but actionable. Best value for money.”

Suzanne CulbergHolistic Health Coach and Teacher

A good fit if…

• ✓You’re a coach, healer, teacher or other soulpreneur, and money is coming in, but your relationship with it feels foggy or stressful
• ✓You can cover your basic expenses most months, even if it’s tight
• ✓You put off looking at your numbers, and you’d like a calmer way to face them
• ✓You want simple systems for saving, pricing and investing, at a pace you can keep
• ✓You like learning at your own pace, and coming back to a module when you need it

Probably not if…

• ×You’re in a financial crisis and need income right away. This course assumes some income is already coming in
• ×You want personal coaching or feedback. This course is recorded, and you work through it at your own pace
• ×You want investment picks or advice for your situation. The course teaches principles and my own approach, and its account examples are American

By the end, you’ll…

1. 1Have a grounding practice for every money session, and a weekly money ritual on your calendar.
2. 2Know your Minimum Viable Month and Supportive Income, and have a place for every dollar.
3. 3Have prices you can say cleanly, and an automatic way for clients to pay you.
4. 4Understand the basics of investing well enough to start a monthly investing ritual, if you choose to.
5. 5Keep weekly, monthly and yearly money rhythms, with a plan for staying put when markets drop.

$75

One payment for the videos, a lesson document for each module, and the spreadsheet templates, all in a Google Drive folder that’s yours to keep, with lifetime access.

Checkout is on Kit. Then you’ll get a button that opens the course’s Start Here page.

Before you enroll

Ready to look at your numbers with steadiness?

Clarity increases your ability to respond wisely.

I truly wish you joyful productivity and financial peace as you move forward.

$75 · lifetime access · go at your own pace